Is a Fixed Index Annuity Right for you?

Is a Fixed Index Annuity Right for you?

Only you know your goals for retirement, so only you can determine your needs. A fixed index annuity isn’t the right solution for everyone, and you shouldn’t buy one unless it’s appropriate for your situation. You may want to consider a fixed index annuity if the...
Protection Benefits

Protection Benefits

A third important advantage of a fixed index annuity is the range of guarantees and optional protection benefits available. These benefits allow you to transfer risk to the insurance company issuing the fixed index annuity. These guarantees help protect your assets,...
Indexed Interest Potential

Indexed Interest Potential

Another advantage of a fixed index annuity is the opportunity to accumulate interest based on changes in an external index. Some FIAs offer you a choice of indexes rather than just one. In addition to choosing your indexes, you can also determine what portion of your...
Tax Deferral

Tax Deferral

A Fixed Index Annuity Offers Tax Advantages During the accumulation phase of your contract, any interest growth is tax-deferred. If you purchase your fixed index annuity with after-tax dollars, you will only pay ordinary income taxes on your earnings – not on your...
Understand the Benefits

Understand the Benefits

A fixed index annuity (FIA) offers a unique combination of benefits that can help you achieve your long-term goals. No other product offers the tax deferral, indexed interest potential, and optional benefits to protect your retirement assets and income. Let’s take a...
Who’s who in a Fixed Index Annuity

Who’s who in a Fixed Index Annuity

Insurance Company: This is the company that issues the annuity. The insurance company is responsible for backing the annuity’s guarantees. Contract Owner/Annuitant: These usually are the same person, but they can be different. The owner makes decisions about the...