Getting Out Of Debt – Total Financial Solutions Safer Money Hour – November 06, 2018
Total Financial Solutions Safer Money Hour – 401k, Social Security, and Retirement Preparation – November 6, 2018
Hosts: Arif Halaby & Logan Halaby
Topic: Saving And Earning
Total Financial Solutions Safer Money Hour – November 06, 2018
On the latest episode of Total Financial Solutions on KHTS FM 98.1 & AM 1220, I sit down to talk about getting out of debt, managing money and planning for the future.
It is so important to start laying down a financial plan early with your kids. You limit so many opportunities in your life if you start out adulthood with massive student loan debt. There are plenty of ways to go to school without student loan debt.
People often ask me if they should start taking social security right at 62. I encourage them to first check with their financial advisor or CPA. In my opinion if you are still working and want to take social security at 62 instead of the full retirement age of 67, you may actually be giving some of that money back.
If you earn more than $17,000 a year, social security will take one dollar back for every dollar made over $17,000. So for example if you make $27,000 a year, the government will take back $5,000 from your social security payments.
To learn more, watch the video.
We talk about your family’s financial future and the financial things that matter and may affect your life.
We’ve been in business over 22 years, and we are professional financial advisors who specialize in protecting your money and setting up a plan that helps you make money well into retirement.
It’s not just about the money you make but the taxes you pay for where you are putting your money. We can help you figure out the best place to put your money to keep it safe, and most importantly, be making more money for you.
Total Financial Solutions offers assistance with preparing for retirement and financial planning in Santa Clarita and the surrounding valleys. Santa Clarita financial advisor Arif M. Halaby, a Certified Estate Planner, and Total Financial Solutions staff work with people of all ages, helping them protect, grow and preserve their assets through an individualized approach. Arif Halaby is also the host of “Total Financial Solutions Safer Money Hour” on KHTS AM-1220. Launched in 2004, the show offers listeners from Santa Clarita financial planning tips and guidance for dealing with today’s ever-changing financial needs.