Mortgage Tips – Total Financial Solutions Safer Money Hour – May 9, 2017
Mortgage Tips – Total Financial Safer Money Hour – May 9, 2017
Hosts: Arif Halaby & Jeff Girard
Topic: Mortgage Tips
Guest: Marcy James, Cross Country Mortgage
On this episode of Total Financial Solutions, Hosts Arif Halaby and Jeff Girard discuss Mortgage Tips and welcome guests Marcy James, Cross Country Mortgage.
In life we know that it happens, we of course are talking about debt.
There is a difference actually between good debt and bad debt.
During this current political era there are a lot of policies and things changing that will directly effect you and more specifically your pocket book. I think there is going to be a major change to the overall economy, Arif said.
Arif and Jeff welcome Marcy James of Cross Country Mortgage to the Total Financial Safer Money Hour.
Simply put, we help home-owners buy homes, Marcy said. What makes Cross Country Mortgage different is that we have a product called Fast Track, where we can close in 21 days.
Previous Episode: Leadership and Time Management – Total Financial Solutions Safer Money Hour – May 2, 2017
A lot of people are often confused when discussing pre-qualification and pre-approval and think they are the same, when in fact they are night and day differences, Arif said.
A pre-qualification means someone ran your credit and you’ve told them what your ibcome is and they have told you that you COULD get a home and you should start the search.
A pre-approval is when your credit has been ran, you’ve received you assets information and have done an income analysis, looked at your W-2, looked at your current pay stubs and in some cases have received verification of your current employment.
Total Financial Solutions offers assistance with preparing for retirement and financial planning in Santa Clarita and the surrounding valleys. Santa Clarita financial advisor Arif M. Halaby, a Certified Estate Planner, and Total Financial Solutions staff work with people of all ages, helping them protect, grow and preserve their assets through an individualized approach. Arif Halaby is also the host of “Total Financial Solutions Safer Money Hour” on KHTS AM-1220. Launched in 2004, the show offers listeners from Santa Clarita financial planning tips and guidance for dealing with today’s ever-changing financial needs.