Because the financial markets can present uncertainty for those saving for the future, planning for retirement can be especially stressful.
Healthcare advancement has allowed Americans to live longer than before, so it is important to make sound financial decisions that can stand the test of time.
Santa Clarita’s TFS Financial Insurance Services can offer strong financial guidance and help navigate financial futures so you can build that nest egg for retirement.
Arif Hallaby, President & CEO of TFS Financial Insurance Services, has nearly 30 years of experience as an insurance professional, specializing in designing reliable retirement income strategies.
Arif’s mission is to help design higher income strategies for your retirement that can meet your financial retirement goals.
Some of the strategies he offers include fixed annuities, as well as employing fixed index universal life insurance as alternatives to some of the more common instruments like stocks, bonds, and mutual funds.
Volatility and uncertainty in the financial markets, combined with increased costs of living have caused many to wonder if they will have enough money to live comfortably for retirement. Choosing a financial professional at TFS Financial Insurance Services can help you evaluate what assets you currently have, discuss your options to further your retirement income planning, and then put the strategies into action.
Because the stock market is ever-changing, many retirees (and those preparing to retire) are choosing a fixed annuity for a portion of their retirement assets. A fixed index annuity offers a unique combination of principal protection and interest potential tied to market growth, and without market risk. Some even offer enhanced income benefits that can combat inflation while bringing you peace of mind that your long-term savings will be there leading into retirement. It offers a tax deferral, indexed interest potential, and optional benefits for guaranteed income.
One of the biggest advantages of a fixed index annuity is that your credited interest is also protected. Simply put: once interest is credited, it becomes part of your principal. And, whenever you do earn interest, it’s new money. So, there is protection and potential. Combine that with the guaranteed income features, now you’re protected from the possibility of outliving your assets. Lastly, you can rest assured that when you pass away, any remaining balance of your fixed index annuity will go to the beneficiary of your choice.
Total Financial Solutions is located in Santa Clarita, California, and can be reached at 888-99-RETIRE. Call today for an appointment to discuss your retirement strategies.
Related Articles

Secure Your Financial Future With TFS Financial Insurance Services & Total Financial Solutions, Inc.
Planning for your financial future is a journey that requires careful consideration and strategic decision-making. Fixed Index Annuities (FIAs) are gaining popularity as a reliable and low-risk alternative financial vehicle

Retirement Income Strategies At TFS Financial Insurance Services & Total Financial Solutions, Inc.: Securing Your Golden Years with Confidence
Retirement is a significant milestone in life, a time to savor the fruits of your labor and enjoy the freedom you’ve earned. However, to make the most of your golden

Understanding Life Insurance Policies With TFS Financial Insurance Services & Total Financial Solutions
Life insurance is a crucial aspect of financial planning, providing security and peace of mind for individuals and their loved ones. Owner Arif Halaby and his team at TFS Financial

Former Cop Becomes Financial Guru
When Arif Halaby joined the LAPD at the young age of 21 he may have mastered his ability to balance his checkbook, but he had no idea thousands of Southern

Effective Retirement Income Strategies Offered by TFS Financial Insurance Services & Total Financial Solutions In Santa Clarita
Planning for retirement is a crucial aspect of one’s financial journey. It requires careful consideration of various factors and the implementation of effective strategies. In Santa Clarita, TFS Financial Insurance

Retirement Strategies: Secure Your Future With TFS Financial Insurance Services & Total Financial Solutions, Inc.
Retirement is a significant milestone in life that requires careful planning and smart financial decisions. To ensure a reliable and stress-free retirement, it is essential to partner with a trusted